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February 11, at 8: I went to Sears Store after Christmas to buy a few things for my Mom. I have not purchased a thing there in ages because I have grown to dislike the store very much. My card was denied and I had no idea why so I called.

I then found out that I had an outstanding bill from Feb. The thing is I had never received a bill or a phone call or anything.

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I had no idea that balance was there. I had their long distance service and it was paid auto on my MC and I cancelled the service last Feb. They said they had mailed me the bill but it kept being returned to them because the address they were using was wrong.

I said what the hell has this done to my credit and why was I not called. I have been a sears card holder for 30 years and lived in the same home for I spent a good 2 hrs on the phone altogether to get this whole mess cleared up or so I thought. I had to order my credit report to make sure it got cleared up which I have yet to see.

I get my Sears statement and wholly hell instead of taking the interest off like they said they would they reapplied the original charge like I never paid it.

He says just one moment Maam I will transfer you directly and then left me on hold for 10 min. My credit was marred as a result of having an overdue payment for almost a year that I was unaware of and I lost half a day on the phone and am frustrated as hell.

I want to jump through the phone and choke him. Is there any recourse other than cutting off all ties and refusing to ever deal with them again? They are a really screwed up company.

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telecharger business plan restaurant gratuit

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